Friday, January 20, 2017

FRIDAY - brass in pocket

- 10 Things You Should Do When You Work From Home
- These Are Becoming Millennial Magnet Cities
- First-Time Millennial Homeowners Are Aspirational but Practical
- Down Payment Costs Home Buyers an Average of 2/3 of Annual Income
- Housing Headed for the ‘European Model’
- For a Classy Look, Pair Brick With These 9 Hardscape Materials
Enjoy!

These Are Becoming Millennial Magnet Cities - Homeownership rates are down across the board, but they're dropping most among millennials, who saw rates plunge from 40 percent in 2006 to 32 percent in 2015. However, in a few American cities, millennials are bucking the trend, opting to buy over rent, according to a recently released analysis by SmartAsset.com that looked at homeownership rates among household heads who were less than 35 years old.
First-Time Millennial Homeowners Are Aspirational but Practical - According to the survey, millennial "firsts" are financially conscious and aim to accomplish home goals as they progress through life stages and become more financially stable. In fact, only 50 percent of "firsts" are willing to spend top dollar to get exactly the features and quality they want, while only 36 percent are willing to take out a loan in order to take advantage of a deal. "Firsts" instead will make trade-offs, including waiting and doing DIY projects to get what they want when they can afford it.
Down Payment Costs Home Buyers an Average of 2/3 of Annual Income - Saving for a 20 percent down payment on a home costs more than two thirds of the average annual income – one of the reasons potential home buyers say saving for a down payment is among their top concerns, according to Zillow.
Housing Headed for the ‘European Model’ - Real estate may still be the best long-term investment, but first-time homebuyers are finding it more difficult than ever to grab onto the first rung of the ladder, partly because owners simply are not selling, opting instead to stay put. Ultimately, that may yield what is known as a “European model” of homeownership, where children inherit a home from their parents and property stays within a single family over multiple generations.
For a Classy Look, Pair Brick With These 9 Hardscape Materials - See how to combine this time-honored paving material with other types, such as concrete and stone. Some of my favorites:

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