FRIDAY - some days are diamonds



- How to Give Essential Bees the Support They Need
- Jerry Brown signs new California affordable housing laws
- Dying malls could help ease housing crisis
- Equifax just changed the rest of your life
- Down payment preferences and how they influence cost of home
- Preparing your home for a disaster
- 6 Ideas From the Most Popular New Sunrooms on Houzz

Enjoy!




Jerry Brown signs new California affordable housing laws - Gov. Jerry Brown on Friday signed a robust package of housing legislation aimed at addressing California’s unprecedented affordability crisis. “These new laws will help cut red tape and encourage more affordable housing, including shelter for the growing number of homeless in California,” Brown said in a statement.


Dying malls could help ease housing crisis - As housing shortages persist, developers are eyeing old shopping malls—which often include large parcels of land—for redevelopment into residential projects. In California, which is suffering from severely tight housing inventory, developers are jumping on the trend. A nearly vacant mall in the San Fernando Valley, for example, will soon be turned into a residential neighborhood with 1,400 homes, retail shops, and a concert venue. And a mall in Orange County will be transformed into a mixed-use development with more than 900 homes.


Equifax just changed the rest of your life - Adding freezes to your credit reports is an appropriate response to the massive Equifax database breach that exposed the private information of 143 million Americans. Don't make the mistake of thinking those freezes will keep you safe, however.


Down payment preferences and how they influence cost of home - More than half of Americans say they would prefer to put 10 percent down on a home purchase rather than 15 percent, 20 percent, or 30 percent, according to mortgage banker American Financing’s 2017 Mortgages in America Survey. The 10 percent down payment option was the lowest among the choices respondents were given in the survey. It also was the most popular choice across generational divides, including millennials, Generation Xers, and baby boomers.

Preparing your home for a disaster - The best time to prepare is when the sky is clear and your weekend is free, not when local officials are telling you to board up windows and head for higher ground. But readying for the unknown can feel like a daunting and costly task — and one easily shelved. To make it more manageable, weave emergency planning into your everyday life, chipping away at the long to-do list. Here are some ways to get started.


6 Ideas From the Most Popular New Sunrooms on Houzz - See how walls of windows and lush plants can brighten homes and spirits when it’s cold outside. Some of my favorites:







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