Friday, October 31, 2014

FRIDAY - CALLING ALL SAINTS


- Room of the Day: Storage Attic Now an Uplifting Master Suite
- Young Adults Are Living With Their Parents, But Not As Much As (Or Why) You Think
- Pending Home Sales Reverse Five-Month Decline In September
- This is why California is in the middle of another housing crisis
- A Guide to Investing in Real Estate
- Heads-Up Hues: 10 Bold Ceiling Colors

Enjoy!



Young Adults Are Living With Their Parents, But Not As Much As (Or Why) You Think - Young Americans are living with their parents in greater numbers, but don’t blame the economy or housing costs. Blame student loans. The proportion of young adults aged 18 to 31 living with parents has hit 36% from 31% in 2005, and indebtedness—especially rising student debt—explains roughly 30% of this increase, according to a new study by Lisa Dettling and Joanne Hsu at the Federal Reserve Board.

Pending Home Sales Reverse Five-Month Decline In September - California pending home sales rose higher in September to post the first increase in six months, reversing the sales drop usually observed between August and September.  Meanwhile, equity home sales made up nine in 10 home sales for the fourth straight month, according to C.A.R.

This is why California is in the middle of another housing crisis - Today, California’s housing affordability problem is back – only this time it is fueled by rising home prices and lack of access to capital rather than double-digit interest rates. So how serious is the problem? CAR’s Housing Affordability Index – which tracks the percentage of households that can afford a median-priced, single-family detached home assuming current interest rates and 20 percent down – fell from 33 percent in the first quarter of 2014 to 30 percent in the second quarter, a 26 percent decline from a peak of 56 percent in early 2012.

A Guide to Investing in Real Estate - Successful real estate investing is achievable at any point in time, despite the economic conditions. Although change is inevitable, the risk involved is manageable, as long as the investor continues to follow a few basic principles.


Heads-Up Hues: 10 Bold Ceiling Colors - Visually raise or lower a ceiling, or just add an eyeful of interest, with paint from splashy to soothing. Some of my favorites:






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